Northern Colorado Insurance Agency

Health Insurance is complex.

We’re here to help.

Affordable coverage options that help to protect you and your loved ones.

Medicare Plans

For Individuals over 65 or qualified Medicare Beneficiaries.

Medicare Information
Individual Health Insurance

For individuals under 65 years old who do not have access to employer sponsored plans or government health programs.

Health Insurance Information
Life Insurance

Term or Permanent Insurance Policies, Final Expense policies and Infinite Banking Strategy.

Life Insurance Information
Employee Benefits

Insurance Protection for Businesses and their employees.

Employee Benefits Information

See what others are saying about us

"Drug plans always confuse me and every year NCIA helps me research just the right one, even down to which local pharmacy will have my prescriptions for the best price."

Margaret M. | Age 66 | Limon, CO
"The staff at NCIA are always so friendly when I call. They are thorough and make sure all of my questions get answered."

David G. | Age 65 | Montrose, CO
"I like that a person answers the phone when I call and whenever they are out this way, they stop in just to make sure we are all ok. I recommend NCIA to all my friends."

Henry T. | Age 88 | Wray, CO
"Paul at NCIA has been my agent for years, he’s always willing to help whenever we’ve had a questions. From a confusing claim to finding the right drug plan, they listened and helped us figure it out."

Richard M. | Age 78 | Canon City, CO
"Working with NCIA is more than having insurance, it’s having an agent who’s got your back. They even called to check up on me after my spouse passed away."

Mary L. | Age 86 | Julesburg, CO
"I’m so glad my dad got his policies through Paul years ago. Everyone at NCIA is like family, and now that my dad needs these policies, we have an advocate to ensure he continues to have his care covered."

Donald P. | Age 96 | Burlington, CO
"Paul at NCIA is always honest and always looking out for our best. It started at our kitchen table and has been that way for years, we won’t go anywhere else."

Frank & Rita L. | Age 82, 79 | Alamosa, CO
"NCIA agents are friendly and family oriented. We get a personalized Christmas Card every year and they know your name when you call with a question."

Charles & Susan P. | Age 76, 74 | Salida, CO
"After a bad experience with another company, I called Paul and he not only remembered our names, he saved us a considerable amount of money per month."

Mary D. | Age 77 | Grand Junction, CO

Health Insurance is complex.

We’re here to help.

Medicare Plans

Individual Health Insurance

Life Insurance

Employee Benefits

"Drug plans always confuse me and every year NCIA helps me research just the right one, even down to which local pharmacy will have my prescriptions for the best price."

"The staff at NCIA are always so friendly when I call. They are thorough and make sure all of my questions get answered."

"I like that a person answers the phone when I call and whenever they are out this way, they stop in just to make sure we are all ok. I recommend NCIA to all my friends."

"Paul at NCIA has been my agent for years, he’s always willing to help whenever we’ve had a questions. From a confusing claim to finding the right drug plan, they listened and helped us figure it out."

"Working with NCIA is more than having insurance, it’s having an agent who’s got your back. They even called to check up on me after my spouse passed away."

"I’m so glad my dad got his policies through Paul years ago. Everyone at NCIA is like family, and now that my dad needs these policies, we have an advocate to ensure he continues to have his care covered."

"Paul at NCIA is always honest and always looking out for our best. It started at our kitchen table and has been that way for years, we won’t go anywhere else."

"NCIA agents are friendly and family oriented. We get a personalized Christmas Card every year and they know your name when you call with a question."

"After a bad experience with another company, I called Paul and he not only remembered our names, he saved us a considerable amount of money per month."